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3 Beds
3 Baths
2,336 sqft

$635,000

3825 American Elm RD, SAN BERNARDINO CA, 92407

Price per sqft$271.83
Built in2007
Property size2,336 sqft
Property typeResidential

Overview

Active

Listed Apr 18, 2026

Updated 9 days ago

Step inside this beautiful two-story home, perfectly situated on a peaceful suburban street in Fontana. CA. From the moment you arrive, you'll be captivated by its charming facade, manicured front yard. As you enter through the front door, you're welcomed into a light-filled and inviting space, designed for both comfort and functionality.The ground floor features a spacious family room that flows effortlessly into a dedicated dining area, creating an ideal setting for entertaining friends or enjoying cozy evenings. The modern kitchen, conveniently adjacent to the dining space, offers a seamless transition from meal preparation to shared moments.Retreat to the second level, where you'll find three restful bedrooms. This includes a primary suite that provides a perfect sanctuary at the end of the day. With three bathrooms and a two-car garage, this home offers the convenience and modern amenities that fit today's busy lifestyle.See instructions for showings: Schedule your tours according to the showing instructions and see for yourself why this home is the perfect blend of style and substance.In addition, the first loan is an FHA loan with an effective rate of 4.25% and fully assumable. This is an additional selling point for buyers with cash. At $653,000, the buyers' down payment would be $237,000 plus closing costs. The buyer would assume the first loan of $416,000 at 4.25% with 25 years remaining. This means the property would be paid off in 25 years, becoming debt-free for the buyer.There'd be no lender approval needed for a short sale, making it a traditional transaction with a quick closing.However, the buyer must meet income and credit requirements to assume the loan. They'd also pay an assumption fee, title, and escrow.The subject property is tenant occupied. Please, do not disturb the tenants

$4,225/mo

Est. mortgage payment based on a $635,000 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
P1-26724PF

Interior Features

Bedrooms
3
Bathrooms
3
Cooling
Yes
Heating
Yes
Basement
No

Exterior Features

Lot Size
0.11 Acres

Other Property Details

Association Fee Frequency
Monthly
Garage
Yes

Listed by Anthony De Johnette with Provident Real Estate Sales
Listing Contact: (626) 818-3361 

Based on information from The MLSTM / Combined LA/Westside Multiple Listing Service, Inc. IDX information is provided exclusively for consumers' personal, non-commercial use, it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information is deemed reliable but not guaranteed and should be independently reviewed and verified. Property locations as displayed on any map are best approximations only and exact locations should be independently verified. All properties are subject to prior sale, change or withdrawal, and may or may not be listed by the office/agent presenting the information. Neither listing broker(s) nor Parasol Realty shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. 

©2026 Combined L.A./Westside MLS. All rights reserved.

Data last updated 9/28/2026

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